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Installments:

Through Banks (CIB, QNB, National Bank of Egypt, Banque Misr):

Steps to be able to have an installment plan through banks:

  • Customer should have a bank account in any of the 4 banks we deal with

  • Customer should have a credit card with an active installment plan

  • Customers choose which installment plan, 6 months, 12 months or 36 months. (Some banks take interest on the 6 months and others do not but this is related to the bank not us)

 

During sale, 10% of the discount gets deducted. (So if its a 40% discount, if the customer chooses to pay with installments, he/she get 30% discount only)

 

Financing Companies (Valu, Premium Card, Contact, Souhoola):

Steps to be able to have an installment plan through Valu:

  • Download the App

  • Create an account

  • Follow the app to activate your account (through submitting their needed documents)

  • Choose HUB Furniture and the installment plan that you want through the app

 

Steps to be able to have an installment plan through Premium Card:

  • Choose your preferred plan (Classic card or Gold card)

  • Apply through their website: https://premiumcard.net/apply-for-card

  • Use the card to purchase at any HUB Furniture store

 

Steps to be able to have an installment plan through Contact:

  • Choose your merchant from our network

  • Go to the store with the national ID and mobile registered in the service

  • Decide the amount and payment period you can choose from 6 to 36 months

  • The merchant checks your limit and proceed your purchase

  • You will receive a code via sms to provide to the cashier

  • Then an electronic invoice will be sent via sms

Steps to be able to have an installment plan through Souhoola:     

  • Download the app

  • Register and answer some questions

  • Upload documents directly onto the app

  • Your Souhoola wallet will instantly be activated

  • Sign the contract with your nearest merchant

 

Installments through any of these financing companies doesn’t deduct from the sale percentage.